How does your share draft penetration compare to industry peers?

Share draft penetration is a great measure of a credit unions' member's participation in the credit union. Using Peer+, one can easily view their own credit unions' share draft penetration as well as their peers to see how they compare.

1. Select primary

To get started, make sure your primary is your credit union. Learn more about selecting your primary here.

2. Create custom peer group OR select from built-in asset-based PGs

Institution-Based Peer Group

If you would like to create a peer group by selecting individual institutions read our page here.

Criteria-Based Peer Group

If you would like to create a peer group by selecting institutions based on criteria read our page here.

Uploading a Peer Group

If you would like to upload a premade peer group read our page here.

Selecting From Built in PG's

To use Peer Plus's built in Peer Groups, simply navigate to the top right of the screen and select the search box with the text "Search for a credit union, peer group, bank, or merger"

Select the search box and click the Peer Groups tab. Here you will find all of your custom peer groups as well as Peer+ built-in ones. Scroll down the list and select the peer group that you would like to compare to your primary.

3. Search left side for share draft penetration

To access the share draft penetration display, use the search bar in the top left of your screen and type "share draft penetration". Look down the list of folders and you will see one titled "Share Draft Penetration". Click it, and the prebuilt display will populate your screen with information regarding share draft penetration. To learn what share draft penetration is, click here. This link will take you to Callahan's metric dictionary which contains definitions for all items on the 5300 call report.