What Data Is in Peer+ & When It’s Updated
Peer+ uses the most up‑to‑date datasets available from each source, but release schedules vary by provider. Because many sources have built-in reporting and validation timelines, there is often a delay between real-world activity and when data becomes available.
Below is a breakdown of the current data in Peer+ and when updates are expected:
Census Data (ACS)
We use American Community Survey (ACS) data sourced from the U.S. Census Bureau.
- Current data: December 2024
- Next expected update: Spring 2027
- Please note: ACS releases typically lag by about a year
HMDA Data
HMDA (Home Mortgage Disclosure Act) data reflects reported mortgage activity submitted by financial institutions.
- Current data: December 2025
- Typical release cadence:
- Initial release in the spring
- Additional updates in the summer to capture corrections and refiled data
Branch Data
Branch data in Peer+ includes branch locations and deposit data reported by banks.
- Current data: Updated annually using Q2 reporting data
- Typical release cadence: Annual, based on when institutions report branch addresses and branch- level deposits
- Next expected update: Q2 Branch Data is typically loaded each year in October
Peer+ Pointer!
- Banks report branch-level deposit data as part of their yearly Q2 reporting
- Credit unions do not report branch-level deposit data
Credit unions do not report branch-level deposit data. In Peer+, these values are estimated by evenly distributing total deposits across branches.
What To Keep In Mind
- Data availability depends on when source organizations publish and validate their datasets.
- Most of these datasets are updated annually, while others follow a different release schedule.
- It is normal for the most recent data to reflect prior-year activity due to reporting timelines.