Callahan's Star Ranking System Legend

Star rankings are a component of Peer Suite’s Analysis Texts. They provide a quick way to assess a credit union’s relative performance on a given ratio or metric, helping you quickly identify strengths and areas that may warrant further analysis.

How Star Rankings Are Assigned

Peer Suite assigns star rankings by analyzing the range of performance within your selected comparison set. Your Primary credit union is ranked based on percentile performance for the selected metric, with ratings assigned as follows:

⭐ 1 star = Bottom 10%

⭐⭐ 2 stars = 11-39%

⭐⭐⭐ 3 stars = 40-60%

⭐⭐⭐⭐ 4 stars = 61-89%

⭐⭐⭐⭐⭐ 5 stars = Top 10%

Because star ratings are relative, adjusting your comparison set can change star ranking results even when a credit union’s underlying performance remains the same.

Peer Pointer!

If you have a peer group set as your primary, no star ranking will be assigned.

Interpreting Star Rankings

Star rankings reflect relative performance, not absolute good or bad outcomes. A higher star rating simply means a credit union ranks higher among its peers for that specific metric at that point in time.

Example: A credit union with a very high net worth ratio may receive five stars. However, some might argue that an excessively high net worth suggests the credit union isn't reinvesting enough in its membership or future growth. Star rankings should always be interpreted alongside strategic context.

How Peer Suite Calculates Star Rankings

Peer Suite uses a percentile-based calculation to rank each credit union’s performance against its comparison set at a specific point in time. Since ratings are based on the most recent quarter’s data, they offer valuable insights into current performance. However, for a more comprehensive assessment, we recommend reviewing historical trends to understand long-term performance patterns.

While no ranking system is flawless, this methodology provides a reliable and consistent benchmark for the majority of credit unions.

Where to Find Star Rankings

Star rankings appear in the bottom right corner of qualifying displays.

You’ll find them anywhere. Analysis Texts are included, such as:

Built-in Dashboards

Peer's Data Dictionary Folder is located in the Premium Displays section

And Select Display Shortcuts: Some built-in display shortcuts also contain Analysis Texts.

Peer Pointer!

If a shortcut doesn’t include analysis text, you can request its addition to Callahan's Analysis Text library.

Learn how to request analysis text additions here!

Star rankings are designed to help you quickly understand how a credit union performs relative to its peers. They offer a strong starting point for analysis, but their real value comes when they are paired with trend data, ratio definitions, and strategic context. By combining star rankings with deeper reviews, you can move beyond surface‑level insight and make confident, well‑informed decisions.

To continue building that context and get more from the data, explore the resources below.