Callahan's Star Rating System Legend

Star ratings are a component of Peer Suite’s Analysis Texts. They provide a quick way to assess a credit union’s relative performance on a given ratio or metric, without needing to conduct an in-depth analysis.


How Star Ratings Are Assigned

Peer Suite determines star ratings by analyzing the range of performance among credit unions in your comparison set. Each credit union is ranked based on percentile performance for the selected metric, with ratings assigned as follows:

⭐ 1 star = Bottom 10%

⭐⭐ 2 stars = 11-39%

⭐⭐⭐ 3 stars = 40-60%

⭐⭐⭐⭐ 4 stars = 61-89%

⭐⭐⭐⭐⭐ 5 stars = Top 10%


Interpreting Star Ratings

  • Star ratings indicate relative performance not necessarily good or bad performance. Since these ratings are based on percentiles, a higher star rating simply means a credit union ranks higher among its peers for that metric.
  • Example: A credit union with a very high net worth ratio may receive five stars. However, some might argue that an excessively high net worth suggests the credit union isn't reinvesting enough in its membership or future growth.

How Peer Suite Calculates Star Ratings

Peer Suite uses a percentile-based calculation to rank each credit union’s performance against its comparison set at a specific point in time. Since ratings are based on the most recent quarter’s data, they offer valuable insights into current performance. However, for a more comprehensive assessment, we recommend reviewing historical trends to understand long-term performance patterns.

While no ranking system is flawless, this methodology provides a reliable and consistent benchmark for the majority of credit unions nationwide.


Where to Find Star Ratings

Star ratings appear in the bottom right corner of qualifying displays

You’ll find them anywhere Analysis Texts are included, such as:

  • Built-in Dashboards

  • Peer's Data Dictionary Folder

  • Select Display Shortcuts: Some built-in display shortcuts also contain analysis texts. If a shortcut doesn’t include analysis text, you can request its addition to Callahan's analysis text library.

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