CU Online Profile Overview & Updates
Overview
The CU Online Profile (4501A) is a dataset maintained by the NCUA, providing key operational and governance-related details about credit unions. It includes data on membership demographics, board structure, technological infrastructure, and compliance requirements. While much of this information is publicly available, certain fields—such as the Merger Partner Registry and Business Continuity Information pages—are restricted by the NCUA.
This guide outlines the latest updates to the CU Online Profile and explains how to identify which data points are publicly accessible.
Peer Pointer!
When browsing Callahan's uploaded version of the CU Online Profile, keep these key points in mind:
✔ Publicly Available Fields
Fields that are publicly accessible will have an associated account code (marked in red) created by Callahan. You can use these fields to create content in Peer Suite
❌ NCUA Restricted Fields
Fields without a red code have not been released by the NCUA and are unavailable for analysis.
What Changed?
For detailed information, please refer to the NCUA’s official documentation on these updates. Alternatively, download this PDF for a summarized overview of changes.
New Data Fields (4Q24)
While the CU Online Profile previously included board member minority status, these new data fields will allow you to break out member vs potential member/FOM (Field of Membership) minority status. Additionally, there’s a new field indicating whether a credit union operates exclusively online.
| Account Code | Description |
| aPL0001 | Does your credit union operate exclusively online? |
| BoardMinorityStatus | Board of Directors Minority Status |
| BoardAsianAmerican | BoardAsianAmerican |
| BoardBlackAmerican | BoardBlackAmerican |
| BoardHispanicAmerican | BoardHispanicAmerican |
| BoardNativeAmerican | BoardNativeAmerican |
| CurMemMinorityStatus | CurrentMembersMinorityStatus |
| CurMemAsianAmerican | CurrentMembersAsianAmerican |
| CurMemBlackAmerican | CurrentMembersBlackAmerican |
| CurMemHispanicAmerican | CurrentMembersHispanicAmerican |
| CurMemNativeAmerican | CurrentMembersNativeAmerican |
| FOMMinorityStatus | Field of Membership Minority Status? |
| FOMAsianAmerican | Eligible Asian American |
| FOMBlackAmerican | Eligible Black American |
| FOMHispanicAmerican | Eligible Hispanic American |
| FOMNativeAmerican | Eligible Native American |
Retired or Hidden Fields (as of 4Q24)
The following fields have been retired by the NCUA:
| Account Code | Description |
| ACCT_PC0013 | CEO Manages Multiple Credit Unions |
| ACCT_PG0002 | Anti-money laundering monitoring system |
| ACCT_PI0013 | Infrastructure as a Service |
| ACCT_PI0014 | Platform as a Service |
| ACCT_PI0015 | Software as a Service |
| ACCT_PI0016 | On-Premises |
| ACCT_PI0017 | Cloud |
| ACCT_PI0018 | Hybrid |
| ACCT_PP0049 | Does the CU offer cryptocurrency services to members |
| ACCT_PP0050 | Exchange services |
| ACCT_PP0051 | Non-custodial wallets |
| ACCT_PP0052 | Custodial wallets |
| ACCT_PP0053 | Loans secured by digital assets |
| ACCT_PP0054 | Depository for stablecoin reserves |
| ACCT_PP0055 | Mobile application |
| ACCT_PP0056 | Crypto-Other |
| ACCT_PP0057 | Does the CU use blockchain or distributed ledger technology? |
Final Notes
While these retired fields will longer be updated, they are still available for 3Q24 data and other historical time frames. Since these fields typically don’t change often, the historical data remains valuable for comparative analysis and peer group creation.
If you have any questions or need assistance with data availability in Peer Suite, feel free to reach out!